Total Cost of Ownership
Consumer Total Cost of Ownership
Start with what you know. We will show every default before you decide.
- 1Vehicle
- 2Usage
- 3Results
Consumer workspace
Start with four inputs. Expert mode exposes every assumption when you need it.
Quick calculation
Your vehicle, your use, visible defaults
Maintenance, insurance, tyres and resale are filled from the canonical assumption set. You can inspect or change them in Expert mode.
Your estimated ownership cost
Lowest net ownership cost
Vehicle 1
Rs 14.60L
Rs 24.3K estimated per month over 5 years. Adjust any input to see what changes.
Download calculated output
On-road breakup
Rs 13.47L
- Ex-showroom
- Rs 12.00L
- Life Tax / RTA tax
- Rs 1.44L
- Registration and RTO fees
- Rs 2.7K
- Accessories
- Rs 0
How Life Tax is calculated
The MH private passenger-vehicle rule for Petrol is applied to the ex-showroom value of Rs 12.00L. The calculated Life Tax is Rs 1.44L, an effective rate of 12.00%.
Current state RTA rule
Decision table
Side-by-side comparison
Green cells identify the lowest ownership-cost option.
| Metric | |
|---|---|
| Fuel | Petrol |
| On-road price | Rs 13.47L |
| Life Tax | Rs 1.44L |
| Gross TCO | Rs 20.68L |
| Net TCO (5yr) | Rs 14.60L |
| Monthly ownership | Rs 24.3K |
| Cost per km | Rs 19.47 |
| Fuel / energy cost | Rs 4.82L |
| Maintenance | Rs 1.14L |
| Expected resale | Rs 6.07L |
| Difference vs lowest | Best value |
Cost stack
Scenario sensitivity
Base case
Rs 14.60L
Rs 19.47/km - Rs 24.3K/mo
Optimistic
Rs 13.93L
Rs 18.57/km - Rs 23.2K/mo
Conservative
Rs 15.29L
Rs 20.38/km - Rs 25.5K/mo
High-km sensitivity
Rs 16.94L
Rs 18.07/km - Rs 28.2K/mo
Low resale
Rs 15.51L
Rs 20.69/km - Rs 25.9K/mo